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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,601 | $128,603-58.3% | $197,124-72.8% | $67,986-21.2% |
| Participation rate | 71.6% | 81.7%-10.0pp | 86.7%-15.1pp | 57.2%+14.4pp |
| Annual return | 42.55% | 23.77%+18.8pp | 44.34%-1.8pp | 31.67%+10.9pp |
| Employer contribution / active EE | $902 | $4,379-79.4% | $6,227-85.5% | $2,019-55.3% |
| Participant deferral / active EE | $8,593 | $6,840+25.6% | $9,135-5.9% | $3,358+155.9% |
| Admin fee / account holder | $1,934 | $3,035-36.3% | $16,298-88.1% | $3,203-39.6% |