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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,333 | $162,136-89.9% | $152,301-89.3% | $154,746-89.4% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 24.29% | 91.02%-66.7pp | 80.50%-56.2pp | 172.34%-148.0pp |
| Employer contribution / active EE | $2,410 | $4,890-50.7% | $4,624-47.9% | $4,379-45.0% |
| Participant deferral / active EE | $4,258 | $8,341-48.9% | $8,004-46.8% | $6,730-36.7% |
| Admin fee / account holder | $498 | $15,759-96.8% | $14,398-96.5% | $14,365-96.5% |