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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,369 | $185,312-90.6% | $161,489-89.2% | $154,746-88.8% |
| Participation rate | 78.3% | 82.5%-4.2pp | 78.7%-0.4pp | 80.7%-2.4pp |
| Annual return | 18.07% | 103.84%-85.8pp | 89.72%-71.6pp | 172.34%-154.3pp |
| Employer contribution / active EE | $1,789 | $4,769-62.5% | $4,268-58.1% | $4,379-59.1% |
| Participant deferral / active EE | $2,405 | $6,350-62.1% | $5,630-57.3% | $6,730-64.3% |
| Admin fee / account holder | $349 | $18,654-98.1% | $16,006-97.8% | $14,365-97.6% |