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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,709 | $160,040-85.8% | $147,096-84.6% | $145,877-84.4% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 23.07% | 98.49%-75.4pp | 419.75%-396.7pp | 551.28%-528.2pp |
| Employer contribution / active EE | $3,022 | $5,289-42.9% | $4,936-38.8% | $4,663-35.2% |
| Participant deferral / active EE | $8,814 | $8,429+4.6% | $8,071+9.2% | $6,691+31.7% |
| Admin fee / account holder | $3,569 | $15,050-76.3% | $13,005-72.6% | $13,402-73.4% |