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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,364 | $68,394+48.2% | $94,672+7.1% | $75,177+34.8% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 21.20% | 616.92%-595.7pp | 156.89%-135.7pp | 160.75%-139.5pp |
| Employer contribution / active EE | $7,552 | $2,701+179.6% | $3,673+105.6% | $2,671+182.7% |
| Participant deferral / active EE | $14,962 | $6,536+128.9% | $7,417+101.7% | $4,126+262.6% |
| Admin fee / account holder | $23,909 | $5,326+348.9% | $7,222+231.1% | $5,651+323.1% |