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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,057 | $102,429+49.4% | $147,096+4.1% | $80,925+89.1% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 11.13% | 135.02%-123.9pp | 419.75%-408.6pp | 35.65%-24.5pp |
| Employer contribution / active EE | $3,795 | $3,716+2.1% | $4,936-23.1% | $2,756+37.7% |
| Participant deferral / active EE | $10,130 | $6,649+52.4% | $8,071+25.5% | $4,299+135.7% |
| Admin fee / account holder | $35,855 | $7,957+350.6% | $13,005+175.7% | $6,940+416.6% |