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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,057 | $102,422+49.4% | $147,117+4.0% | $80,959+89.1% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 11.13% | 135.16%-124.0pp | 420.54%-409.4pp | 35.67%-24.5pp |
| Employer contribution / active EE | $3,795 | $3,717+2.1% | $4,932-23.1% | $2,757+37.6% |
| Participant deferral / active EE | $10,130 | $6,652+52.3% | $8,065+25.6% | $4,300+135.6% |
| Admin fee / account holder | $35,855 | $7,953+350.8% | $12,993+176.0% | $6,925+417.7% |