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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,070 | $71,873-76.2% | $86,698-80.3% | $68,490-75.1% |
| Participation rate | 78.4% | 72.2%+6.1pp | 76.6%+1.8pp | 67.9%+10.5pp |
| Annual return | 1.46% | 3.54%-2.1pp | 35.96%-34.5pp | -7.85%+9.3pp |
| Employer contribution / active EE | $2,871 | $2,173+32.1% | $2,837+1.2% | $2,597+10.6% |
| Participant deferral / active EE | $6,857 | $3,779+81.4% | $4,656+47.3% | $4,028+70.2% |
| Admin fee / account holder | $3,892 | $6,110-36.3% | $7,492-48.0% | $5,403-28.0% |