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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,424 | $148,629-62.0% | $135,982-58.5% | $139,487-59.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 40.46% | 79.33%-38.9pp | 68.32%-27.9pp | 373.84%-333.4pp |
| Employer contribution / active EE | $3,516 | $5,247-33.0% | $4,859-27.6% | $4,755-26.1% |
| Participant deferral / active EE | $7,142 | $8,102-11.9% | $7,760-8.0% | $6,713+6.4% |
| Admin fee / account holder | $2,944 | $12,406-76.3% | $10,767-72.7% | $11,407-74.2% |