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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $733,387 | $185,856+294.6% | $170,028+331.3% | $139,456+425.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 6.01% | 60.52%-54.5pp | 53.39%-47.4pp | 373.45%-367.4pp |
| Employer contribution / active EE | $17,388 | $7,593+129.0% | $6,788+156.2% | $4,753+265.8% |
| Participant deferral / active EE | $9,300 | $11,623-20.0% | $10,409-10.7% | $6,711+38.6% |
| Admin fee / account holder | $1,055 | $15,387-93.1% | $12,820-91.8% | $11,407-90.8% |