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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,530 | $86,949+208.8% | $102,460+162.1% | $80,959+231.7% |
| Participation rate | 89.1% | 72.4%+16.7pp | 76.5%+12.6pp | 67.7%+21.5pp |
| Annual return | 18.95% | 18.89%+0.1pp | 29.47%-10.5pp | 35.67%-16.7pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,025-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,459 | $4,121-40.3% | $5,056-51.4% | $4,300-42.8% |
| Admin fee / account holder | $62,117 | $8,048+671.9% | $9,460+556.6% | $6,925+797.0% |