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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,961 | $94,439-94.7% | $73,658-93.3% | $154,746-96.8% |
| Participation rate | 19.0% | 64.7%-45.6pp | 57.0%-38.0pp | 80.7%-61.7pp |
| Annual return | 16.79% | 28.25%-11.5pp | 29.72%-12.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $0 | $1,257-100.0% | $1,032-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $462 | $2,527-81.7% | $2,062-77.6% | $6,730-93.1% |
| Admin fee / account holder | $113 | $3,843-97.1% | $3,357-96.6% | $14,365-99.2% |