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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $40,384 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,037 | $57,739-63.6% | $112,228-81.3% | $74,473-71.8% |
| Participation rate | 56.2% | 55.6%+0.6pp | 72.4%-16.2pp | 70.7%-14.5pp |
| Annual return | 20.58% | 19.52%+1.1pp | 30.23%-9.7pp | 34.36%-13.8pp |
| Employer contribution / active EE | $1,254 | $1,675-25.1% | $3,432-63.5% | $2,638-52.5% |
| Participant deferral / active EE | $1,720 | $2,891-40.5% | $4,800-64.2% | $4,530-62.0% |
| Admin fee / account holder | $16 | $462-96.6% | $7,752-99.8% | $347-95.5% |