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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,110 | $175,259-86.2% | $149,723-83.9% | $139,487-82.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 1.65% | 166.82%-165.2pp | 134.50%-132.9pp | 373.84%-372.2pp |
| Employer contribution / active EE | $1,002 | $5,478-81.7% | $4,821-79.2% | $4,755-78.9% |
| Participant deferral / active EE | $6,512 | $6,522-0.2% | $5,682+14.6% | $6,713-3.0% |
| Admin fee / account holder | $159,549 | $16,158+887.4% | $13,215+1107.3% | $11,407+1298.7% |