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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,397 | $96,691-59.3% | $86,656-54.5% | $139,487-71.8% |
| Participation rate | 40.0% | 74.4%-34.4pp | 71.7%-31.7pp | 80.3%-40.3pp |
| Annual return | 23.96% | 106.87%-82.9pp | 593.09%-569.1pp | 373.84%-349.9pp |
| Employer contribution / active EE | $449 | $3,267-86.3% | $3,025-85.2% | $4,755-90.6% |
| Participant deferral / active EE | $6,399 | $4,838+32.3% | $4,439+44.1% | $6,713-4.7% |
| Admin fee / account holder | $315 | $6,414-95.1% | $5,619-94.4% | $11,407-97.2% |