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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,506 | $201,259-62.0% | $184,200-58.5% | $145,959-47.6% |
| Participation rate | 82.6% | 87.5%-4.9pp | 86.8%-4.2pp | 80.3%+2.3pp |
| Annual return | 36.65% | 28.98%+7.7pp | 28.80%+7.9pp | 561.95%-525.3pp |
| Employer contribution / active EE | $3,203 | $7,018-54.4% | $6,424-50.1% | $4,661-31.3% |
| Participant deferral / active EE | $9,712 | $9,806-1.0% | $9,132+6.4% | $6,689+45.2% |
| Admin fee / account holder | $7,465 | $16,372-54.4% | $13,907-46.3% | $13,398-44.3% |