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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,506 | $201,370-62.0% | $184,256-58.5% | $145,897-47.6% |
| Participation rate | 82.6% | 87.5%-4.9pp | 86.8%-4.2pp | 80.3%+2.3pp |
| Annual return | 36.65% | 29.05%+7.6pp | 28.85%+7.8pp | 552.29%-515.6pp |
| Employer contribution / active EE | $3,203 | $7,024-54.4% | $6,427-50.2% | $4,663-31.3% |
| Participant deferral / active EE | $9,712 | $9,808-1.0% | $9,133+6.3% | $6,689+45.2% |
| Admin fee / account holder | $7,465 | $16,364-54.4% | $13,899-46.3% | $13,390-44.3% |