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| Provider | Service type | Compensation |
|---|---|---|
KESTRA INVESTMENT SERVICES LLC2+ years Service code 27 · EIN 35-2552359 | Advisory (Plan) | $36,143 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,292 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,346 | $82,163-36.3% | $125,381-58.3% | $64,819-19.2% |
| Participation rate | 82.6% | 77.9%+4.7pp | 82.4%+0.2pp | 71.5%+11.1pp |
| Annual return | -11.52% | 3.49%-15.0pp | 572.31%-583.8pp | 32.84%-44.4pp |
| Employer contribution / active EE | $4,008 | $3,616+10.8% | $4,815-16.8% | $2,507+59.9% |
| Participant deferral / active EE | $9,943 | $7,175+38.6% | $7,448+33.5% | $4,311+130.6% |
| Admin fee / account holder | $184 | $163+12.5% | $10,007-98.2% | $188-2.2% |