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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,601 | $77,908-94.1% | $149,696-96.9% | $75,173-93.9% |
| Participation rate | 43.1% | 65.6%-22.5pp | 78.8%-35.7pp | 67.2%-24.1pp |
| Annual return | 225.19% | 31.73%+193.5pp | 134.46%+90.7pp | 160.72%+64.5pp |
| Employer contribution / active EE | $738 | $3,138-76.5% | $4,821-84.7% | $2,671-72.4% |
| Participant deferral / active EE | $1,577 | $3,411-53.8% | $5,682-72.2% | $4,126-61.8% |
| Admin fee / account holder | $137 | $5,950-97.7% | $13,212-99.0% | $5,651-97.6% |