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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,282 | $96,388-92.4% | $80,627-91.0% | $139,466-94.8% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 43.18% | 1352.08%-1308.9pp | 936.76%-893.6pp | 373.66%-330.5pp |
| Employer contribution / active EE | $2,267 | $3,260-30.4% | $2,723-16.7% | $4,754-52.3% |
| Participant deferral / active EE | $4,051 | $5,224-22.5% | $4,443-8.8% | $6,712-39.7% |
| Admin fee / account holder | $1,711 | $6,603-74.1% | $5,381-68.2% | $11,409-85.0% |