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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,469 | $167,522-70.5% | $151,639-67.4% | $134,532-63.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -23.19% | 7.81%-31.0pp | 3.34%-26.5pp | 418.27%-441.5pp |
| Employer contribution / active EE | $2,641 | $6,828-61.3% | $6,165-57.2% | $4,741-44.3% |
| Participant deferral / active EE | $15,518 | $8,986+72.7% | $8,363+85.5% | $6,401+142.4% |
| Admin fee / account holder | $1,276 | $13,780-90.7% | $11,613-89.0% | $11,429-88.8% |