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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,270 | $154,228-84.3% | $145,433-83.3% | $137,256-82.3% |
| Participation rate | 86.4% | 83.8%+2.6pp | 82.1%+4.2pp | 80.0%+6.4pp |
| Annual return | 45.01% | 74.59%-29.6pp | 66.58%-21.6pp | 220.34%-175.3pp |
| Employer contribution / active EE | $2,407 | $4,804-49.9% | $4,554-47.2% | $4,156-42.1% |
| Participant deferral / active EE | $4,217 | $8,216-48.7% | $7,897-46.6% | $6,407-34.2% |
| Admin fee / account holder | $1,594 | $14,344-88.9% | $13,129-87.9% | $12,270-87.0% |