Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,901 | $142,409-87.4% | $119,634-85.0% | $134,545-86.7% |
| Participation rate | 63.6% | 82.8%-19.2pp | 79.3%-15.6pp | 81.2%-17.6pp |
| Annual return | -14.81% | -12.46%-2.3pp | -14.98%+0.2pp | 418.37%-433.2pp |
| Employer contribution / active EE | $1,630 | $5,224-68.8% | $4,232-61.5% | $4,742-65.6% |
| Participant deferral / active EE | $3,997 | $6,468-38.2% | $5,601-28.6% | $6,401-37.6% |
| Admin fee / account holder | $3,918 | $13,594-71.2% | $10,329-62.1% | $11,431-65.7% |