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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,797 | $100,811-72.4% | $86,698-67.9% | $134,545-79.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -25.47% | 29.11%-54.6pp | 35.96%-61.4pp | 418.37%-443.8pp |
| Employer contribution / active EE | $4,560 | $3,490+30.7% | $2,837+60.8% | $4,742-3.8% |
| Participant deferral / active EE | $20,499 | $5,339+283.9% | $4,656+340.2% | $6,401+220.2% |
| Admin fee / account holder | $8,397 | $10,926-23.1% | $7,492+12.1% | $11,431-26.5% |