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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,931 | $22,602-91.5% | $65,566-97.1% | $75,173-97.4% |
| Participation rate | 66.1% | 63.1%+3.1pp | 64.9%+1.2pp | 67.2%-1.1pp |
| Annual return | 935.86% | 71.13%+864.7pp | 47.40%+888.5pp | 160.72%+775.1pp |
| Employer contribution / active EE | $669 | $941-28.9% | $1,692-60.5% | $2,671-75.0% |
| Participant deferral / active EE | $1,635 | $1,695-3.6% | $2,832-42.3% | $4,126-60.4% |
| Admin fee / account holder | $58 | $1,877-96.9% | $4,114-98.6% | $5,651-99.0% |