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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,118 | $176,120-97.7% | $159,487-97.4% | $167,553-97.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 0.00% | 331.95%-331.9pp | 263.71%-263.7pp | 478.89%-478.9pp |
| Employer contribution / active EE | $4,706 | $5,299-11.2% | $4,831-2.6% | $4,840-2.8% |
| Participant deferral / active EE | $5,602 | $7,752-27.7% | $7,354-23.8% | $6,343-11.7% |
| Admin fee / account holder | $1,242 | $12,561-90.1% | $10,804-88.5% | $12,316-89.9% |