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| Provider | Service type | Compensation |
|---|---|---|
CURAFIN ADVISORS2+ years Service code 16 15333 N. PIMA ROAD, SUITE 200 · SCOTTSDALE, AZ 85260 | Consulting | $31,918 |
BLUESTAR RETIREMENT SERVICES2+ years Service code 13 822 A1A N., SUITE 211 · PONTE VEDRA, FL 32082 | Contract Administrator | $15,971 |
MGKS2+ years Service code 15 7600 NORTH 16TH STREET · PHOENIX, AZ 85020 | Recordkeeping | $8,355 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,827 | $46,325-42.1% | $143,788-81.3% | $64,814-58.6% |
| Participation rate | 46.4% | 64.2%-17.9pp | 80.3%-33.9pp | 71.5%-25.1pp |
| Annual return | -16.85% | -10.05%-6.8pp | -0.03%-16.8pp | 32.84%-49.7pp |
| Employer contribution / active EE | $1,201 | $1,911-37.2% | $4,952-75.8% | $2,507-52.1% |
| Participant deferral / active EE | $2,235 | $2,647-15.6% | $5,638-60.4% | $4,310-48.2% |
| Admin fee / account holder | $294 | $154+91.1% | $14,675-98.0% | $188+56.6% |