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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,702 | $86,891-68.1% | $142,516-80.6% | $75,177-63.2% |
| Participation rate | 33.3% | 68.5%-35.2pp | 76.8%-43.4pp | 67.2%-33.9pp |
| Annual return | 17.09% | 23.31%-6.2pp | 20.03%-2.9pp | 160.75%-143.7pp |
| Employer contribution / active EE | $1,031 | $3,355-69.3% | $4,849-78.7% | $2,671-61.4% |
| Participant deferral / active EE | $3,064 | $4,938-38.0% | $6,280-51.2% | $4,126-25.8% |
| Admin fee / account holder | $7,112 | $7,299-2.6% | $10,008-28.9% | $5,651+25.9% |