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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,229 | $91,536-44.0% | $130,062-60.6% | $75,177-31.9% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 20.49% | -631.62%+652.1pp | -137.37%+157.9pp | 160.75%-140.3pp |
| Employer contribution / active EE | $3,606 | $2,845+26.7% | $4,322-16.6% | $2,671+35.0% |
| Participant deferral / active EE | $8,525 | $4,343+96.3% | $5,821+46.5% | $4,126+106.6% |
| Admin fee / account holder | $6,327 | $6,780-6.7% | $10,601-40.3% | $5,651+12.0% |