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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,589 | $160,040-87.8% | $147,096-86.7% | $145,877-86.6% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 24.48% | 98.49%-74.0pp | 419.75%-395.3pp | 551.28%-526.8pp |
| Employer contribution / active EE | $591 | $5,289-88.8% | $4,936-88.0% | $4,663-87.3% |
| Participant deferral / active EE | $4,099 | $8,429-51.4% | $8,071-49.2% | $6,691-38.7% |
| Admin fee / account holder | $320 | $15,050-97.9% | $13,005-97.5% | $13,402-97.6% |