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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,542 | $110,278-92.3% | $95,740-91.1% | $139,466-93.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 29.60% | 27.19%+2.4pp | 28.41%+1.2pp | 373.66%-344.1pp |
| Employer contribution / active EE | $2,396 | $3,260-26.5% | $2,836-15.5% | $4,754-49.6% |
| Participant deferral / active EE | $4,057 | $4,674-13.2% | $4,244-4.4% | $6,712-39.6% |
| Admin fee / account holder | $395 | $6,613-94.0% | $5,676-93.0% | $11,409-96.5% |