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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,912 | $167,522-81.5% | $151,639-79.6% | $134,532-77.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | 77.18% | 7.81%+69.4pp | 3.34%+73.8pp | 418.27%-341.1pp |
| Employer contribution / active EE | $4,625 | $6,828-32.3% | $6,165-25.0% | $4,741-2.4% |
| Participant deferral / active EE | $8,273 | $8,986-7.9% | $8,363-1.1% | $6,401+29.2% |
| Admin fee / account holder | $608 | $13,780-95.6% | $11,613-94.8% | $11,429-94.7% |