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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,165 | $209,336-20.1% | $197,124-15.2% | $137,256+21.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.04% | 48.09%-28.0pp | 44.34%-24.3pp | 220.34%-200.3pp |
| Employer contribution / active EE | $6,786 | $6,591+3.0% | $6,227+9.0% | $4,156+63.3% |
| Participant deferral / active EE | $15,419 | $9,614+60.4% | $9,135+68.8% | $6,407+140.7% |
| Admin fee / account holder | $646 | $17,308-96.3% | $16,298-96.0% | $12,270-94.7% |