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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,679 | $49,896-92.6% | $80,627-95.4% | $75,173-95.1% |
| Participation rate | 84.2% | 55.3%+28.9pp | 67.0%+17.2pp | 67.2%+17.0pp |
| Annual return | 18.43% | 34.67%-16.2pp | 936.76%-918.3pp | 160.72%-142.3pp |
| Employer contribution / active EE | $808 | $1,699-52.4% | $2,723-70.3% | $2,671-69.7% |
| Participant deferral / active EE | $2,403 | $2,992-19.7% | $4,443-45.9% | $4,126-41.8% |
| Admin fee / account holder | $1,148 | $3,578-67.9% | $5,381-78.7% | $5,651-79.7% |