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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,678 | $57,590-90.1% | $86,233-93.4% | $82,448-93.1% |
| Participation rate | 94.7% | 57.9%+36.9pp | 69.0%+25.7pp | 68.1%+26.7pp |
| Annual return | 17.24% | 22.41%-5.2pp | 61.39%-44.2pp | 41.64%-24.4pp |
| Employer contribution / active EE | $1,080 | $1,655-34.7% | $2,504-56.9% | $2,551-57.6% |
| Participant deferral / active EE | $2,285 | $3,080-25.8% | $4,559-49.9% | $4,139-44.8% |
| Admin fee / account holder | $1,037 | $4,730-78.1% | $8,342-87.6% | $7,234-85.7% |