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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,322 | $96,388+65.3% | $80,627+97.6% | $139,466+14.2% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 2236.60% | 1352.08%+884.5pp | 936.76%+1299.8pp | 373.66%+1862.9pp |
| Employer contribution / active EE | $13,900 | $3,260+326.4% | $2,723+410.5% | $4,754+192.4% |
| Participant deferral / active EE | $5,219 | $5,224-0.1% | $4,443+17.5% | $6,712-22.2% |
| Admin fee / account holder | $1,179 | $6,603-82.2% | $5,381-78.1% | $11,409-89.7% |