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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,524 | $27,936-51.6% | $58,561-76.9% | $75,173-82.0% |
| Participation rate | 26.3% | 38.8%-12.5pp | 50.9%-24.6pp | 67.2%-40.9pp |
| Annual return | 50.48% | 44.21%+6.3pp | 4251.33%-4200.8pp | 160.72%-110.2pp |
| Employer contribution / active EE | $486 | $670-27.3% | $1,053-53.8% | $2,671-81.8% |
| Participant deferral / active EE | $1,517 | $1,202+26.2% | $1,923-21.1% | $4,126-63.2% |
| Admin fee / account holder | $24 | $1,727-98.6% | $2,520-99.1% | $5,651-99.6% |