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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,788 | $27,936+35.3% | $58,561-35.5% | $75,173-49.7% |
| Participation rate | 8.0% | 38.8%-30.8pp | 50.9%-42.9pp | 67.2%-59.2pp |
| Annual return | 45.44% | 44.21%+1.2pp | 4251.33%-4205.9pp | 160.72%-115.3pp |
| Employer contribution / active EE | $432 | $670-35.4% | $1,053-58.9% | $2,671-83.8% |
| Participant deferral / active EE | $1,960 | $1,202+63.1% | $1,923+1.9% | $4,126-52.5% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,520-100.0% | $5,651-100.0% |