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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,919 | $123,750-75.8% | $69,611-57.0% | $145,877-79.5% |
| Participation rate | 66.7% | 69.2%-2.5pp | 66.4%+0.2pp | 80.3%-13.6pp |
| Annual return | 75.41% | 192.03%-116.6pp | 101.14%-25.7pp | 551.28%-475.9pp |
| Employer contribution / active EE | $3,262 | $2,672+22.1% | $1,709+90.9% | $4,663-30.1% |
| Participant deferral / active EE | $5,249 | $4,243+23.7% | $2,891+81.6% | $6,691-21.6% |
| Admin fee / account holder | $126 | $7,817-98.4% | $4,696-97.3% | $13,402-99.1% |