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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,400 | $71,523-92.4% | $98,461-94.5% | $71,511-92.4% |
| Participation rate | 85.0% | 72.7%+12.3pp | 75.2%+9.9pp | 67.9%+17.1pp |
| Annual return | 21.35% | 32.43%-11.1pp | 21.17%+0.2pp | 28.86%-7.5pp |
| Employer contribution / active EE | $1,272 | $2,399-47.0% | $3,049-58.3% | $2,589-50.9% |
| Participant deferral / active EE | $2,371 | $4,109-42.3% | $4,738-50.0% | $4,291-44.7% |
| Admin fee / account holder | $599 | $1,676-64.2% | $8,961-93.3% | $1,588-62.3% |