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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,930 | $110,240-79.2% | $96,544-76.2% | $139,487-83.6% |
| Participation rate | 72.7% | 78.1%-5.4pp | 76.0%-3.3pp | 80.3%-7.6pp |
| Annual return | 35.01% | 26.41%+8.6pp | 25.88%+9.1pp | 373.84%-338.8pp |
| Employer contribution / active EE | $3,003 | $3,622-17.1% | $2,966+1.2% | $4,755-36.8% |
| Participant deferral / active EE | $4,718 | $5,549-15.0% | $4,851-2.7% | $6,713-29.7% |
| Admin fee / account holder | $1,784 | $11,602-84.6% | $8,254-78.4% | $11,407-84.4% |