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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,947 | $96,388+35.9% | $80,627+62.4% | $139,466-6.1% |
| Participation rate | 77.8% | 73.6%+4.1pp | 67.0%+10.8pp | 80.3%-2.6pp |
| Annual return | 8.21% | 1352.08%-1343.9pp | 936.76%-928.6pp | 373.66%-365.5pp |
| Employer contribution / active EE | $7,409 | $3,260+127.3% | $2,723+172.1% | $4,754+55.8% |
| Participant deferral / active EE | $4,013 | $5,224-23.2% | $4,443-9.7% | $6,712-40.2% |
| Admin fee / account holder | $14,320 | $6,603+116.9% | $5,381+166.1% | $11,409+25.5% |