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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,187 | $97,125-6.1% | $86,233+5.7% | $137,256-33.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 6.62% | 74.19%-67.6pp | 61.39%-54.8pp | 220.34%-213.7pp |
| Employer contribution / active EE | $10,252 | $2,841+260.8% | $2,504+309.4% | $4,156+146.7% |
| Participant deferral / active EE | $4,429 | $5,180-14.5% | $4,559-2.9% | $6,407-30.9% |
| Admin fee / account holder | $66,215 | $9,725+580.9% | $8,342+693.7% | $12,270+439.6% |