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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,506 | $55,889-41.8% | $76,119-57.3% | $80,935-59.8% |
| Participation rate | 28.0% | 62.1%-34.1pp | 69.1%-41.1pp | 67.7%-39.7pp |
| Annual return | 20.29% | 20.58%-0.3pp | 361.25%-341.0pp | 35.66%-15.4pp |
| Employer contribution / active EE | $532 | $1,866-71.5% | $2,693-80.2% | $2,757-80.7% |
| Participant deferral / active EE | $2,282 | $3,051-25.2% | $4,259-46.4% | $4,299-46.9% |
| Admin fee / account holder | $493 | $5,241-90.6% | $6,421-92.3% | $6,924-92.9% |