Retirement plan

PJTC HOLDINGS, INC. 401(K) SAVINGS AND PROFIT SHARING PLAN

Name: PJTC HOLDINGS, INC. - PJTC HOLDINGS, INC. 401(K) SAVINGS AND PROFIT SHARING PLAN (2023) Form 5500
Creator: PJTC HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PJTC HOLDINGS, INC. 401(K) SAVINGS AND PROFIT SHARING PLAN, PJTC HOLDINGS, INC.

PJTC HOLDINGS, INC.EIN 85-3282184Plan #002PY 2023

225 NORTH SHORE DRIVE - PITTSBURGH, PA 15212412-807-2000

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$284.8M

+19.3% from 2022

Total participants

1,010

+5.6% from 2022

Average account balance

$290,902

+13.1% from 2022

Annual return

15.67%

+29.57 pp from 2022

Benchmarks

See 1,503 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,503 peers

Snapshot2023

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$320.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$320K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,002

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$18.90M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$28K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$119

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 5-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
NEWPORT GROUP, INC.4+ years Service code 15 · EIN 27-2037969	Recordkeeping	$66,920
PNC BANK, N.A.1 year Filed as: PNC INSTITUTIONAL ASSET MANAGEMENT Service code 27 · EIN 22-1146430	Advisory (Plan)	$50,000

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$117K

$174 / participant

Recordkeeping$10K8.6%
Investment mgmt$50K42.8%
Contract admin$57K48.6%

% of EOY assets

0.041%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: BDO USA, P.C,
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$290,902

$92,971+212.9%

$96,683+200.9%

$74,419+290.9%

Participation rate

95.4%

71.5%+23.8pp

74.3%+21.0pp

70.7%+24.7pp

Annual return

15.67%

37.49%-21.8pp

35.69%-20.0pp

34.38%-18.7pp

Employer contribution / active EE

$16,608

$3,426+384.8%

$3,737+344.5%

$2,637+529.7%

Participant deferral / active EE

$9,132

$3,970+130.0%

$4,878+87.2%

$4,528+101.7%

Admin fee / account holder

$119

$633-81.1%

$6,730-98.2%

$348-65.7%

Provider

Service type

Compensation

NEWPORT GROUP, INC.4+ years

Service code 15 · EIN 27-2037969

Recordkeeping

$66,920

PNC BANK, N.A.1 year

Filed as: PNC INSTITUTIONAL ASSET MANAGEMENT

Service code 27 · EIN 22-1146430

Advisory (Plan)

$50,000

PJTC HOLDINGS, INC. 401(K) SAVINGS AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PJTC HOLDINGS, INC. 401(K) SAVINGS AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion