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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,304 | $81,276-73.8% | $155,574-86.3% | $80,925-73.7% |
| Participation rate | 97.3% | 66.2%+31.1pp | 78.2%+19.1pp | 67.7%+29.6pp |
| Annual return | 78.74% | 33.36%+45.4pp | 64.87%+13.9pp | 35.65%+43.1pp |
| Employer contribution / active EE | $2,626 | $3,103-15.4% | $4,676-43.8% | $2,756-4.7% |
| Participant deferral / active EE | $2,733 | $3,453-20.8% | $5,629-51.4% | $4,299-36.4% |
| Admin fee / account holder | $3,093 | $7,993-61.3% | $15,914-80.6% | $6,940-55.4% |