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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,304 | $81,358-73.8% | $155,556-86.3% | $80,959-73.7% |
| Participation rate | 97.3% | 66.3%+31.0pp | 78.2%+19.1pp | 67.7%+29.6pp |
| Annual return | 78.74% | 33.39%+45.3pp | 64.84%+13.9pp | 35.67%+43.1pp |
| Employer contribution / active EE | $2,626 | $3,106-15.5% | $4,675-43.8% | $2,757-4.8% |
| Participant deferral / active EE | $2,733 | $3,455-20.9% | $5,631-51.5% | $4,300-36.4% |
| Admin fee / account holder | $3,093 | $7,994-61.3% | $15,885-80.5% | $6,925-55.3% |