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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,250 | $102,385-77.3% | $147,080-84.2% | $80,935-71.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 179.72% | 135.09%+44.6pp | 420.17%-240.4pp | 35.66%+144.1pp |
| Employer contribution / active EE | $3,740 | $3,717+0.6% | $4,933-24.2% | $2,757+35.7% |
| Participant deferral / active EE | $10,086 | $6,651+51.6% | $8,066+25.0% | $4,299+134.6% |
| Admin fee / account holder | $341 | $7,951-95.7% | $12,989-97.4% | $6,924-95.1% |