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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,770 | $162,136-90.9% | $152,301-90.3% | $154,746-90.5% |
| Participation rate | 95.5% | 84.1%+11.3pp | 82.4%+13.0pp | 80.7%+14.8pp |
| Annual return | 117.21% | 91.02%+26.2pp | 80.50%+36.7pp | 172.34%-55.1pp |
| Employer contribution / active EE | $1,891 | $4,890-61.3% | $4,624-59.1% | $4,379-56.8% |
| Participant deferral / active EE | $10,221 | $8,341+22.5% | $8,004+27.7% | $6,730+51.9% |
| Admin fee / account holder | $442 | $15,759-97.2% | $14,398-96.9% | $14,365-96.9% |