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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,770 | $154,228-90.4% | $145,433-89.8% | $137,256-89.2% |
| Participation rate | 95.5% | 83.8%+11.7pp | 82.1%+13.3pp | 80.0%+15.5pp |
| Annual return | 117.21% | 74.59%+42.6pp | 66.58%+50.6pp | 220.34%-103.1pp |
| Employer contribution / active EE | $1,891 | $4,804-60.6% | $4,554-58.5% | $4,156-54.5% |
| Participant deferral / active EE | $10,221 | $8,216+24.4% | $7,897+29.4% | $6,407+59.5% |
| Admin fee / account holder | $442 | $14,344-96.9% | $13,129-96.6% | $12,270-96.4% |