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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,228 | $138,114-96.2% | $125,391-95.8% | $134,545-96.1% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -15.38% | 750.88%-766.3pp | 572.41%-587.8pp | 418.37%-433.7pp |
| Employer contribution / active EE | $1,439 | $5,246-72.6% | $4,816-70.1% | $4,742-69.7% |
| Participant deferral / active EE | $2,369 | $7,801-69.6% | $7,448-68.2% | $6,401-63.0% |
| Admin fee / account holder | $2,635 | $11,570-77.2% | $10,009-73.7% | $11,431-76.9% |