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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,790 | $139,948-73.0% | $121,663-68.9% | $154,746-75.6% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 19.16% | 230.52%-211.4pp | 147.54%-128.4pp | 172.34%-153.2pp |
| Employer contribution / active EE | $5,875 | $3,521+66.9% | $3,020+94.5% | $4,379+34.2% |
| Participant deferral / active EE | $20,154 | $5,629+258.0% | $4,887+312.4% | $6,730+199.4% |
| Admin fee / account holder | $7,561 | $17,321-56.3% | $14,289-47.1% | $14,365-47.4% |